auto loan delinquency rates 2025 - Auto loan delinquencies in the U.S. have hit record highs
Americans are drowning in auto debt, and the fallout is finally showing up in the numbers. Delinquencies on car loans have hit multiple record highs in 2025, with borrowers across the country falling behind… fast.
According to data from Caribou and the Consumer Federation of America, U.S. consumers now owe $1.66 trillion in auto loans, second only to mortgages.