The number of $XRPwallets holding between 1,000 and 100,000 tokens has climbed to 1.1 million, marking a new historical peak.

This milestone comes amid increased retail participation in the $XRPmarket despite declining prices. For context, the $XRPpricehas collapsed 52% since the ongoing downtrend began in October 2025. However, during this period, the market has welcomed over 77,000 more retail wallets holding 1,000 to100,000 coins.

Key Points

• The $XRPprice has dropped 52% since October 2025, currently hovering around $1.35.
• Despite price struggles, the number of wallets holding between 1,000 and 100,000 $XRPhas increased by 77,500.
• These retail wallets have now climbed to1.1 million, a new peak in $XRP’s history.
• Amid the increase in number, wallets in this tier have accumulated over 500 million $XRPsince Q4 2025.
• Meanwhile, whale $XRPaddresses have instead demonstrated varying trends.

Retail $XRPWallets Hit New Peak Despite Price Turbulence

Data provided by market resource Santiment confirms this bullish trend. Notably, amid theweakening market sentiment, retail participation seemsto have onlyincreased.

As of October 2025, wallets holding 1,000 to 10,000 $XRPstood at745,310, while those with 10,000 to 100,000 $XRPhovered around282,780.Together, the network hosted 1,028,090 wallets with balances between1,000 and100,000 $XRP.

Today, Santiment’s data shows that these wallets have climbed to 1,105,590, marking an increase of 77,500 since October 2025. Of this, 806,230 wallets hold 1,000 to 10,000 coins, while 299,360 wallets hold between 10,000 and 100,000 $XRP. The latest figure represents their highest number in $XRP’s history.

This milestone indicates that $XRPhas continued to welcome more retail investorsdespite its price struggles.

Notably, the number first increased to a previous peak of 1,095,830 in early February, but immediately crashed to 1,088,450 days later. It has since continued to increase, recently hitting the new milestone.

Retail Accumulating

Expectedly, this rise in the number of retail addresses has coincided with a similar increase in their cumulative balance, as investors attempt to procuremore $XRPtokens at lower prices.

For context, $XRPwallets with1,000 to 10,000 coins held2.46 billion $XRPas of Oct.1, 2025, while those with10,000 to 100,000 tokens held7.58 billion $XRP.Together, these addresses had a cumulative balance of 10.04 billion $XRP.

This figure has since increased to 10.56 billion $XRP, also representing a new historic peak in their balance. The latest reading indicates that these retail $XRPwalletshave accumulated 520 million $XRPsince the ongoing downturn began, a testament to their resilience in times of market stress.

Varying Trends Among $XRPWhales

While retail $XRPwallets have consistently demonstratedpositive behavior, the trend has been mixedamong $XRPwhales, as some tiers of addresses have consistently accumulated more tokens while others have distributed.

For one, shark and whaleaddresses holding between 100,000 and 10 million $XRPhave reduced their cumulative balance from 13.12 billion $XRPin October 2025 to 10.05 billion $XRPtoday. This indicates that these $XRPwallets have distributed 3.07 billion $XRPsince October 2025.

On the other hand, $XRPwhales with 10 million to 100 million $XRPhave been on an accumulation spree.These addresses increased their cumulative balance from 7.89 billion $XRPin October 2025 to 11.31 billion $XRPtoday, confirming that they have accumulated 3.42 billion tokens.